How Mirae Asset Sharekhan is using tech to Redefine wealth mgmt

In India’s fast-evolving capital markets, technology has become the defining edge for brokerage and wealth management firms. Mirae Asset Sharekhan, part of the Mirae Asset Group, is positioning itself at the forefront of this transformation by reimagining how investors trade, learn, and manage wealth in a digital-first world.

According to Madhusudhan Warrier, Chief Technology Officer (CTO),Mirae Asset Sharekhan, "From its inception, Mirae Asset has built its identity on innovation and forward thinking." In an interview with TechCircle, he said that the company’s approach to technology goes beyond digitising operations; it is about using intelligent systems to anticipate investor needs and deliver precision-driven experiences. “Technology, for us, is not just an enabler of speed or scale—it’s the foundation of how we create value for customers,” says the company’s leadership team," he said.

The AI Advantage
At the core of Mirae Asset’s technology strategy is the use of artificial intelligence, machine learning, and advanced analytics to personalise engagement and improve decision-making. The group’s global arm, Wealthspot, is an example of this vision in action. It leverages years of quantitative research and AI modelling to develop tailored investment strategies.

Warrier informed that in India, the company is using similar data-driven approaches to understand customer behaviour and craft more meaningful interactions. "Machine learning tools sift through vast amounts of data to detect patterns, predict risks, and automate routine processes. This helps the firm offer personalised recommendations while improving efficiency in risk management and compliance," he said.

AI also plays a crucial role in enhancing portfolio analysis and reducing emotional bias in decision-making, as Warrier noted, “The idea is to help customers make consistent, informed choices,” the company notes. At the same time, the company is investing in strong AI governance frameworks to ensure responsible and ethical use of emerging technologies.

Building Faster, Smarter Platforms
Speed and reliability are critical in financial markets, and Mirae Asset Sharekhan has invested heavily in upgrading its trading architecture. Algorithmic trading has transformed execution efficiency, as most trades now happen in microseconds, eliminating latency and human error, Warrier said.

The company’s trading interfaces have been redesigned to offer richer functionality, including real-time performance analytics and interactive dashboards. AI-backed insights, currently being fine-tuned, will soon allow investors to receive tailored recommendations based on their profiles and risk appetite, informed.

Security, too, has been strengthened with machine learning-based surveillance systems that can detect anomalies or potential manipulation in real time. “As markets move toward automation, we are ensuring that safety, transparency, and performance move in tandem,” he said.

Modernising the Tech Stack
The firm’s technology modernisation journey spans across infrastructure, applications, and mobility. The firm has been migrating from legacy mainframe systems to a microservices-based architecture supported by cloud-native technologies. This shift allows for faster deployment, greater scalability, and improved resilience during periods of high market activity.

Warrier also said that the company uses edge computing to reduce latency by bringing trading engines closer to exchanges, while auto-scaling ensures uninterrupted performance during traffic surges. "On the mobile side, the company is embracing frameworks like Flutter and React Native to provide a consistent experience across devices. Biometric authentication and progressive web applications are enhancing both security and accessibility," he added.

Cyber Resilience and Scale
As trading volumes and digital touchpoints grow, ensuring reliability and cyber resilience has become paramount. Mirae Asset Sharekhan employs autoscaling, proactive capacity planning, and traffic shaping to handle peak load periods. On the security front, Warrier said that the firm uses multi-layered defences, including dedicated DDoS protection, next-generation firewalls, and API security gateways.

Immutable infrastructure and rapid rollback mechanisms allow the company to deploy updates safely without disrupting live trading. Backup and replication strategies ensure data integrity and rapid recovery in the event of system failures, he informed.

Competing in a Crowded Market
In a landscape increasingly dominated by fintech startups and discount brokers, Warrier said tha Mirae Asset Sharekhan stands out through its full-service model and strong advisory backbone. With over 3.1 million clients across 1,100 cities, the company continues to cater to serious investors who value both technology and human expertise.

Its integrated platforms allow customers to trade, invest, and manage wealth seamlessly across asset classes. Education remains a key differentiator: through Mirae Asset Sharekhan Education, the firm has made financial literacy more accessible, helping traders and investors build long-term confidence in the markets.

The Road Ahead
Over the next few years, the company plans to deepen its use of generative AI to enhance research, customer engagement, and process automation. Strengthening cybersecurity, expanding cloud infrastructure, and embedding analytics across decision-making are also high on the agenda.

While technologies like blockchain are still at a nascent stage in broking, the company sees long-term potential in improving liquidity, settlement efficiency, and compliance transparency. “Innovation will continue to guide our growth,” the leadership team emphasizes. “Our goal is to make technology the backbone of every client interaction—secure, seamless, and smart," the CTO said.

In a market where digital agility increasingly defines success, Mirae Asset Sharekhan’s approach signals a broader trend: the convergence of technology, intelligence, and trust as the new currency of financial services.